Pursuing Justice on Your Behalf

When Would a Homeowner’s Insurance Provider Act in Bad Faith?

burned home

Your home is one of your biggest investments, costing hundreds of thousands of dollars. You need to ensure you’re doing everything you can to protect it. And while there are some situations completely out of your control, insurance exists to help you whenever you run into a complicated or challenging situation that damages your home.

Unfortunately, many insurance companies focus more on profit than their claimants. If you’re on the receiving end of a wrongful claim denial, you need to make sure you recognize situations where insurance bad faith may arise and your rights moving forward.

When a Home is Destroyed

Understanding your policy is one of the most important things you can do. The language within your policy helps you to understand the situations you can file a claim after your home is destroyed. For instance, you want to include fire and other natural disasters to your policy.

If your home is destroyed and a specific situation isn’t explicitly listed on your policy, the insurance company may try to use this as a means to deny your claim.

Unintentional Damage to Your Home

What happens when your home sustains unintentional damage, yet the insurance company tries to claim it was intentional? While you may think this is something that does not need to be justified, some insurance companies may try to use false situations to deny your claim.

The insurance company must perform a full and thorough investigation into your claim to determine if the damage was unintentional and should be covered by your policy. If they deny your claim without looking into the factors, they’re acting in bad faith.

Our Charleston insurance bad faith attorneys at Berthold Law Firm, PLLC are here to help you when you have a claim wrongfully denied by your insurance provider. Trust that we’ll go the extra mile on your behalf because your best interests rely on it.

Contact our firm today at (304) 605-2040 to discuss your potential options.

Related Posts
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  • The Consequences of Insurance Bad Faith: Why it Matters Read More
  • Understanding Insurance Bad Faith and How to Spot It Read More

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