The law requires every driver to possess auto insurance in Charleston; however, not every driver does. According to studies, one in seven drivers does not carry insurance.
If an uninsured or underinsured motorist collides with your vehicle, resulting in serious injury and property damage, what can be done? The answer depends on a number of factors.
In Charleston, motorists must be covered by the following car insurance minimum amounts:
- $20,000 in bodily injury liability coverage per individual
- $40,000 in bodily injury liability coverage per accident
- $10,000 in property damage liability coverage per accident
The law also requires all drivers to carry uninsured motorist coverage of $20,000. However, underinsured motorist (those who do not carry enough insurance to compensate the injured party) coverage is optional.
How Can a Personal Injury Lawyer Help?
Unfortunately, this type of car accident can be quite complex. Since the crash was caused by an uninsured or underinsured motorist, then you must look to your own insurance policy to obtain compensation. Unfortunately, your insurance company may not provide the full amount necessary to cover your medical expenses, loss of income, as well as pain and suffering, depending on your coverage.
At Berthold Law Firm, we are committed to helping those who were injured in car accidents involving uninsured and underinsured motorists and making sure they receive all of their entitled insurance benefits. In addition, rather than make sure your insurance provider is fully cooperative, we can go after that at-fault party and have them pay through wage or asset garnishment. Do not hesitate to get the experienced and reliable legal assistance necessary to make the most successful recovery possible.